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MoneyMo
AI-Powered Financial Platform

MoneyMo - inclusive AI-powered financial & social platform built for migrants and freelancers in the UK and Europe. With conversational AI, voice navigation, and multilingual support enabling intuitive money management, real-time translation, and seamless transfers.

About Company

FINANCIA STRATEGY LTD (UK)

Industry: FinTech, AI, Financial and Social Inclusion

Incorporated: United Kingdom, Ukraine

Stage: Pre-seed (Pre-launch/MVP is under dev)

Grant Round: £500,000

Business Model - B2C, B2B2C:

1. Payment revenue (fee and FX margin):

  • UK domestic P2P transfers and smart bill payments
  • Cross-border payouts to Ukraine, Poland, Moldova, Romania

2. Subscription & referral revenue from value-added services:

Education, content, partners, utility providers

Product Overview

MoneyMo - inclusive AI-powered financial & social platform built first of all for migrants and freelancers' communities in the UK and Europe. Currently in development with conversational AI, voice navigation, and multilingual support enabling intuitive money management, real-time translation, and seamless transfers with minimal user actions.

Team

Olga Dolzhenko

Founder & CEO

20+ years in international banking & fintech strategy (Ukraine–US–UK).

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Roman Kuzminskyi

COO

Operations & business development expert.

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Oleg Romanov

CTO / AI Lead

AI & IT architecture and data security expert.

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Olena Khalina

Compliance Officer / MLRO

Compliance and regulatory expert.

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Our Journey

MVP Architecture Defined

Completed

AI agent framework and core platform architecture established with scalable infrastructure design.

Q3 2024

Open Banking Integration

Completed

Sandbox testing access secured with Open Banking APIs for seamless financial data integration.

Q4 2024

FCA Application

In Progress

SPI (Small Payment Institution) application submitted to the FCA (UK) for regulatory approval.

Q1 2025

Product Launch

Planned

Full platform launch with AI-powered features, multilingual support, and cross-border payment capabilities.

Q2 2025

Use of Funds

  • Product development & AI integration for the first launch
  • Market entry & community outreach campaigns

Impact

Promotes financial inclusion, digital literacy, and accessibility for Eastern European migrants in the UK and Europe through ethical AI and multilingual design.